| The Gramm-Leach-Bliley Act and the Federal Trade Commission - Overview |
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| The Gramm-Leach-Bliley Financial Modernization Act of 1999 is a federal law that is designed to protect the privacy of consumer information in the possession of financial institutions. The Federal Trade Commission (FTC) is authorized to enforce the Act against certain financial institutions that are significantly engaged in providing financial products or services to consumers. More... |
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| The Fur Products Labeling Act - Invoices and Advertising |
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| The disclosures required by the Fur Products Labeling Act must appear on invoices and in advertising for fur products. Advertising of a general or institutional nature (not intended to promote the sale of any particular product) need not contain the required information. More... |
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| The Truth in Lending Act - Advertising Consumer Credit - Miscellaneous Requirements for Open-End Credit |
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| A "discounted rate" is an initial annual percentage rate that is not based on the index and margin used for later rate adjustments. Under the Truth in Lending Act, if an advertisement for a home equity plan with a variable rate plan states a discounted rate, the ad must also state: (1) the period of time the initial rate will be in effect and (2) a reasonably current annual percentage rate that would have been in effect using the index and margin.
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| Elements of a Contract |
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| A contract is a legally enforceable agreement between two or more parties. All of the following elements must exist to create a contract: (1) Offer, (2) Acceptance, (3) Consideration, (4) Mutual Consent, (5) Performance, (6) Legality, and 7) Capacity. More... |
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| Air Carrier Access Act - Security Screening |
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| Under the Air Carrier Access Act and the U.S. Department of Transportation's Air Carrier Access Rules, a person with a disability must undergo the same security screening as any other member of the traveling public. More... |
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